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The $5.6 Billion Line: What Microsoft's 2026 Annual Report Means for the People Paid in Its Stock
EQUITY COMPENSATION • READ TIME: 12 MIN The $5.6 Billion Line: What Microsoft's 2026 Annual Report Means for the People Paid in Its Stock Withholding, hedging rules, reorganizations, and the ten weeks left in the year. For Microsoft...
Read MoreOpen Enrollment Planning: A Practical Q&A Guide
BENEFITS • READ TIME: 10 MIN Open Enrollment Planning: A Practical Q&A Guide to Health Plans, HSAs, Ancillary Benefits & Life-Change Updates For many households, open enrollment is a rushed click-through in the middle of a busy fall....
Read MoreHealth Savings Accounts: Your Triple-Tax Advantage
BENEFITS • READ TIME: 9 MIN Health Savings Accounts: Your Triple-Tax Advantage A Q&A guide to a tax-efficient savings and retirement planning tool. Few tools in the tax code reward patience the way a Health Savings Account (HSA) does....
Read MoreMicrosoft's Voluntary Exit Offer: How to Decide Before the December Deadline
Career & Compensation Planning · 10 min read Microsoft's Voluntary Exit Offer: How to Decide Before the December Deadline About 60,000 employees received the same offer on October 26, 2026. There is no age or tenure requirement, the...
Read MoreAfter the Front Load: Planning Around GSUs That Pay the Most Early
EQUITY COMPENSATION • READ TIME: 11 MIN After the Front Load: Planning Around GSUs That Pay the Most Early What a grant that pays most in its first two years means for spending, taxes, and savings. For senior Google employees with...
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The Listing Is Not the Liquidity
EQUITY COMPENSATION • READ TIME: 12 MIN The Listing Is Not the Liquidity: What Employees of Late-Stage Private Companies Should Decide Before an IPO What employees of late-stage private companies should decide before an IPO, while the...
Read MoreThe Year 3 Problem: Planning A Household Around Amazon's Uneven Pay
EQUITY COMPENSATION • READ TIME: 13 MIN The Year 3 Problem: Planning a Household Around Amazon's Uneven Pay Why the tax bill, the budget, and the portfolio all need to follow the vesting schedule. For senior Amazon employees with...
Read MoreThe Income Illusion: Give the Shares, Keep the Cash
INVESTING • READ TIME: 9 MIN Give the Shares — Keep the Cash A practical guide to charitable giving with highly appreciated stock Executive Summary Many generous households give the same way every December: they write a check. For...
Read MoreThe Concentration You Bought Back
INVESTING • READ TIME: 10 MIN The Concentration You Bought Back Why selling company stock for an index fund may not diversify a tech professional as much as it seems, and how to build a portfolio around your job Executive Summary The...
Read MoreWashington Saves Is Coming: What Business Owners Need To Know
BUSINESS • READ TIME: 6 MIN Washington Saves Is Coming: What Business Owners Need to Know What Washington Business Owners Need to Know Before the State's Retirement Mandate Takes Effect — and How to Choose the Right Plan for Your...
Read MoreThe Risks That Make Retirement Complicated & How Planning Answers Each
RETIREMENT • READ TIME: 13 MIN The Risks That Make Retirement Complicated — and How Planning Answers Each Why Does Retirement Feel Harder to Plan Than the Years Before It? Saving for retirement is one goal. Living in retirement means...
Read MoreDesigning a Retirement Portfolio
RETIREMENT • READ TIME: 14 MIN Designing a Retirement Portfolio: A Framework for What You Own, How It Produces Income, and the Order in Which You Spend It Why Start With Construction Instead of a Product? Most retirement conversations...
Read MoreLaid Off, Not Retired: A Financial Playbook for the Involuntary Transition in Tech
CAREER TRANSITIONS • READ TIME: 16 MIN Laid Off, Not Retired: A Financial Playbook for the Involuntary Transition in Tech Why Does This Window Matter So Much? In a voluntary buyout, the runway is the equity they let you keep vesting...
Read MoreYour ISOs and the IPO: A Practical Guide for Pre-IPO Employees
EQUITY COMPENSATION • READ TIME: 10 MIN Your ISOs and the IPO: A Practical Guide for Pre-IPO Employees Why Do These Decisions Matter So Much? If you work at a company like Discord or SpaceX and hold incentive stock options, the...
Read MoreA Planning Framework For Equity-Heavy Chip Employees
EQUITY COMPENSATION • READ TIME: 9 MIN A Planning Framework for Equity-Heavy Chip Employees Why Does Concentration in a Semiconductor Employer Deserve Its Own Conversation? If you are an engineer, architect, or senior individual...
Read MoreUnderstanding Your Stock Compensation
TAX PLANNING • READ TIME: 9 MIN Understanding Your Stock Compensation: A Practical Guide to RSUs, PSUs, ISOs, NQSOs & Other Equity Awards Introduction Equity compensation has become one of the most common—and most misunderstood—parts...
Read MoreThe AI Stack Explained
TECHNOLOGY • READ TIME: 8 MIN The AI Stack Explained: How the AI Economy Actually Works — and Where the Bottlenecks Are Most people picture AI as one chatbot from one company. The reality is a twelve-layer industrial supply chain....
Read MoreShould I Do a Roth Conversion and When?
RETIREMENT • READ TIME: 5 MIN Should I Do a Roth Conversion—and When? Many people understand they should save for retirement — but they don't always know the most tax-efficient way to do it. A Roth conversion is one of the most...
Read MoreRoth vs. Traditional Retirement Contributions
Roth VS tradisional Retirement Contributions
Read MoreUnderstanding RMDs And How Proactive Planning Can Reduce Their Impact
Understanding RMDs And How Proactive Panning Can Reduce Their Impact
Read MoreReal Estate As A Financial Asset: What Tech Executives Need to Know
Real Estate As A Financial Asset:What Tech Executives Need to Know Before Holding, Optimizing, or Exiting
Read MoreGetting Exposure to Pre-IPO Companies Like SpaceX
Getting Exposure To Pre-IPO Companies Like SpaceX:What Investors Should Actually Know About A Changing Private Market
Read MoreMicrosoft's Rule of 70: A Framework for Eligible Employees Considering the Voluntary Buyout
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Read MoreShould You Pay Off Your Mortgage Early?
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Read MoreGuide to Investing in Real Estate
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Read MoreEstate Planning Basics
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Read MoreWhy Work with a Financial Planner
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Read MoreAre You Getting The Most Out Of Your Company's Retirement Plan?
Are You Getting The Most Out Of Your Company's Retirement Plan?
Read More5 Things Business Owners Need to Know
5 Things business owners need to know
Read More529s and UTMAs: Investment Accounts Commonly Used to Save for Children
529s and UTMAsInvestment Accounts Commonly Used To Save For Children
Read MoreHow Do I Save For Retirement When All My Wealth Is Tied Up In My Business
How Do I Save For Retirement When All My Wealth Is Tied Up In My Business
Read MoreHow Employing Your Children Builds Family Wealth
How Employing Your Children Builds Family Wealth
Read MoreUnderstanding Washington's Proposed "Millionaire Tax"
Understanding Washingtons Proposed "Millionaire Tax"
Read MoreHelping Business Owners Choose The Right Retirement Solution
Helping Business Owners Choose The Right Retirement Solution
Read MoreDiversifying Concentrated Company Stock
Diversifying Concentrated Company Stock
Read MoreRetirement Is Closer Than You Think
Retirement Is Closer Than You Think
Read MoreRetirement Plan Options For Business Owners
Retirement Plan Options For Business Owners
Read MoreVelocity Of Employment Change And Layoffs In The Technology Sector
Velocity Of Employment Change And Layoffs In The Technology Sector
Read MoreManaging Concentrated Stock For Technology Professionals
Managing Concentrated Stock For Technology Professionals
Read MoreWhat Can I Still Do To Reduce My Taxes After December 31?
What Can I Still Do To Reduce My Taxes After December 31?
Read MoreWhen DIY Investing Starts To Fail You
When DIY Investing Starts To Fail You
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